Submitted by: Raghu Kaykay
It may not be your fault. You may be just another driver on the road when another reckless driver damages your car and speeds away. What do you do? You have an ugly dent on the car and need to get it repaired. When you arrive at the garage, you realise that you are not insured and you face a whopping bill to be cleared. Relieve yourself from such headaches by having car insurance!
Many of you may now ask, what is car insurance? Car insurance is financial cover over damages caused to your car in the time of an accident or a mishap caused by Mother Nature. Firstly, it covers accidents where you are not responsible. Ideally, you would want the other driver to pay for the damages but that is not always the case. Many times an accident ends with an argument and both parties divide the blame just to let the moment pass. You will get insurance in this case and will be reimbursed for the financial damages caused.
[youtube]http://www.youtube.com/watch?v=2W9f6R1Qo5Q[/youtube]
Now, in a scenario when you are at fault during the accident, your policy will cover you for sure but it may also cover the damages caused to the other car too! Now that is an advantage you just cannot do without. Just imagine the stress free driving, you meet with an accident and instead of having a heated argument on the road, you just drive down to the garage, flash you insurance card and have your car repaired. This of course is in the case you have a cashless facility in your car insurance policy. Keeping so many risks in mind, what is car insurance for you? Is it a blessing? For sure!
Quite surely, you would want to apply for car insurance for a risk free drive. However, the worrying factor is the long delays and the hassle free paper work. Well, say good bye to those issues when you buy online car insurance. You need not worry about paperwork or documentation, all you need to do is fill up a few forms online, pay the premium and within a few clicks and a printout you have car insurance. This is how handy online facilities have become; you do not even need to have an inspection of the vehicle also if it is a renewal of policy.
There is no denying it, having car insurance is always a safe bet. You have a lot more things to worry about in life instead of paying damages in case you have a minor accident. So ensure that you protect yourself and your car by buying online car insurance today.
It is essential to select a policy that not only fulfills the guidelines and rules of the Indian Motor Act and the IRDA but must also offer additional coverage to the driver owner. Policies that cover loss and damage due to different types of natural calamities are beneficial in the long run. The policy that you select must also offer coverage to the driver owner who might suffer injuries during an accident. This is because natural disasters and accidents cannot be predicted and are likely to damage your car and injury to you too. Being insured beforehand against such untoward occurrences will surely help you save a considerable amount of money when faced with faced with such situations.
The policy that you select must also allow you to include additional add on covers that will not only allow for easy customisation of the policy but also allow you to enjoy the coverage of different policy features. Thus, with careful consideration of different features you can easily buy the correct car insurance policy.
About the Author: I has written numerous articles on what is car insurance, offering remarkable depth and insight in each of my works. For more information on what is car insurance visit
icicilombard.com/motor-insurance/car-faqs.cms
Source:
isnare.com
Permanent Link:
isnare.com/?aid=1810600&ca=Finances}